Skip to Main Content
An official army family and MWR Site

AN OFFICIAL ARMY FAMILY AND MWR SITE

Financial Readiness Program

#

Sign up for Training

Take control of your financial future - enroll in our classes today. 

#

Schedule an Appointment

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

#

Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

financial_education_and_training.svg

Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

mastering_your_money.svg

Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

credit_and_debit_assistance.svg

Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

retirement_and_financial_planning.svg

Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

consumer_protection.svg

Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

emergency_financial_assistance.svg

Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

Ask Army Answers

  • Army Community Service (ACS) - Main Office
  • ***Emergency Leave Assistance*** - AER financial assistance requests are no longer processed through the American Red Cross or other Military Service Aid Society offices. All emergency financial and leave assistance are now processed online: aerprod.powerappsportals.us/
  • Military DSN (314) 599-1101
  • Hours:
    Monday
    7:30am-12:00pm
    1:00pm-4:00pm
    Tuesday
    7:30am-12:00pm
    1:00pm-4:00pm
    Wednesday
    7:30am-12:00pm
    1:00pm-4:00pm
    Thursday
    7:30am-12:00pm
    1:00pm-4:00pm
    Friday
    7:30am-12:00pm
    1:00am-4:00pm
    Saturday
    Closed
    Sunday
    Closed
    Federal Holidays
    Closed

Keep Exploring

Early Return of Dependents (EROD)

Early Return of Dependents (EROD)

Make your appointment for sign-off on EROD paperwork.

Sep 15 10 am - 11 am
Milestone Training: PCS

Milestone Training: PCS

A workshop outlining how to create a budget, emergency fund and manage your debt and credit during a move.

Sep 15 1 pm - 2 pm
Newborn Network

Newborn Network

Looking to share your story or get support from other new moms? This is the place to get it.

Sep 17 9 am - 10:30 am
Wiggles & Giggles

Wiggles & Giggles

Join us for a fun weekly playgroup for toddlers ages 1-3

Sep 17 9:30 am - 11 am
Kidz Play

Kidz Play

A fun group for children ages 1 to 3!

Sep 17 10 am
Milestone Training: PCS

Milestone Training: PCS

A workshop outlining how to create a budget, emergency fund and manage your debt and credit during a move.

Sep 17 10 am - 11 am
Early Return of Dependents (EROD)

Early Return of Dependents (EROD)

Make your appointment for sign-off on EROD paperwork.

Sep 22 10 am - 11 am
Milestone Training: PCS

Milestone Training: PCS

A workshop outlining how to create a budget, emergency fund and manage your debt and credit during a move.

Sep 22 1 pm - 2 pm

Newborn Network

Looking to share your story or get support from other new moms? This is the place to get it.

Sep 24 9 am - 10:30 am
Newborn Network

Newborn Network

Looking to share your story or get support from other new moms? This is the place to get it.

Sep 24 9 am - 10:30 am
Newborn Network
Wiggles & Giggles

Wiggles & Giggles

Join us for a fun weekly playgroup for toddlers ages 1-3

Sep 24 9:30 am - 11 am
Kidz Play

Kidz Play

A fun group for children ages 1 to 3!

Sep 24 10 am
Milestone Training: PCS

Milestone Training: PCS

A workshop outlining how to create a budget, emergency fund and manage your debt and credit during a move. 

Sep 24 10 am - 11 am

Milestone Training: PCS

A workshop outlining how to create a budget, emergency fund and manage your debt and credit during a move. 

Sep 24 10 am - 11 am
Milestone Training: PCS
Early Return of Dependents (EROD)

Early Return of Dependents (EROD)

Make your appointment for sign-off on EROD paperwork.

Sep 29 10 am - 11 am
Milestone Training: PCS

Milestone Training: PCS

A workshop outlining how to create a budget, emergency fund and manage your debt and credit during a move.

Sep 29 1 pm - 2 pm
Newborn Network

Newborn Network

Looking to share your story or get support from other new moms? This is the place to get it.

Oct 1 9 am - 10:30 am
Wiggles & Giggles

Wiggles & Giggles

Join us for a fun weekly playgroup for toddlers ages 1-3

Oct 1 9:30 am - 11 am
Kidz Play

Kidz Play

A fun group for children ages 1 to 3!

Oct 1 10 am

Kidz Play

A fun group for children ages 1 to 3!

Oct 1 10 am
Kidz Play

Milestone Training: PCS

A workshop outlining how to create a budget, emergency fund and manage your debt and credit during a move. 

Oct 1 10 am - 11 am
Milestone Training: PCS

Milestone Training: PCS

A workshop outlining how to create a budget, emergency fund and manage your debt and credit during a move. 

Oct 1 10 am - 11 am
Milestone Training: PCS
Early Return of Dependents (EROD)

Early Return of Dependents (EROD)

Make your appointment for sign-off on EROD paperwork.

Oct 6 10 am - 11 am
Milestone Training: PCS

Milestone Training: PCS

A workshop outlining how to create a budget, emergency fund and manage your debt and credit during a move.

Oct 6 1 pm - 2 pm